Policymakers should encourage financial innovation by using regulatory processes and approaches that promote flexible oversight, including stakeholder engagement, coordination, experimentation, alternative supervision, and regtech.

Publications: Alan McQuinn
October 28, 2019
Growing animus toward “Big Tech” companies and generalized opposition to technological innovation engenders support for policies that are expressly designed to inhibit it. That is deeply problematic for future progress, prosperity, and competitiveness.
October 11, 2019
ITIF has provided comments with the Federal Trade Commission regarding its implementation of the Children's Online Privacy Protection Act (COPPA).
October 7, 2019
A national framework for digital economy rules would ensure the same protections for all U.S. residents, minimize transaction costs for businesses, enable opportunities to innovate, and increase efficiency in the policymaking process.
October 2, 2019
ITIF has provided comments with the U.S. State Department regarding its draft guidance for the export of surveillance technology.
August 22, 2019
ITIF has filed comments with the Federal Aviation Administration regarding its draft policy changes for testing of supersonic aircraft.
August 5, 2019
Federal legislation mirroring key provisions of privacy laws in Europe or California could cost the U.S. economy about $122 billion per year.
June 24, 2019
ITIF has filed comments with the Office of the Privacy Commissioner of Canada, regarding its draft policy changes towards transborder data flows.
June 21, 2019
While there is a lot of misinformation circling about the Libra system, the goals of an open, general-purpose financial system are admirable. Policymakers should support these systems, whether they are facilitated by tech companies like Facebook, cryptocurrency businesses, banks, or any other organization.
April 30, 2019
Policymakers can and should do more to support blockchain innovation and adoption, such as ensuring regulations are targeted and flexible, so as to encourage blockchain experimentation.